Financia Credit Protect is a business in the Loyalty, Service and Emergency industry that offers Emergency Assistance and a 24/7 Panic Help Line.
2. Delivery policy
Subject to availability and receipt of payment, requests will be processed within 7 days and delivery confirmed by way SMS, email and postage of welcome pack.
3. Export restriction (Optional)
The offering on this website is available to South African clients only.
4. Return and Refunds policy
The provision of goods and services by Financia Credit Protect is subject to availability. In cases of unavailability, Financia Credit Protect will refund the client in full within 30 days. Cancellation of orders by the client will attract a 100% administration fee.
Financia Credit Protect shall take all reasonable steps to protect the personal information of users. For the purpose of this clause, "personal information" shall be defined as detailed in the Promotion of Access to Information Act 2 of 2000 (PAIA). The PAIA may be downloaded from: http://www.polity.org.za/attachment.php?aa_id=3569.
6. Payment options accepted
Payment may be made via Visa, MasterCard, Diners or American Express Cards or by Monthly EFT Debit Orders.
7. Card acquiring and security
Card transactions will be acquired for Financia Credit Protect via PayGate (Pty) Ltd who are the approved payment gateway for all South African Acquiring Banks. PayGate uses the strictest form of encryption, namely Secure Socket Layer 3 (SSL3) and no Card details are stored on the website. Users may go to www.paygate.co.za to view their security certificate and security policy.
8. Customer details separate from card details
Customer details will be stored by Financia Credit Protect separately from card details which are entered by the client on PayGate’s secure site. For more detail on PayGate refer to www.paygate.co.za.
9. Merchant Outlet country and transaction currency
The merchant outlet country at the time of presenting payment options to the cardholder is South Africa. Transaction currency is South African Rand (ZAR).
Financia Credit Protect takes responsibility for all aspects relating to the transaction including sale of goods and services sold on this website, customer service and support, dispute resolution and delivery of goods.
11. Country of domicile
This website is governed by the laws of South Africa and Financia Credit Protect chooses as its domicilium citandi et executandi for all purposes under this agreement, whether in respect of court process, notice, or other documents or communication of whatsoever nature.
Financia Credit Protect may, in its sole discretion, change this agreement or any part thereof at any time without notice.
13. Company information
This website is run by Overflow (Pty) Ltd based in South Africa